45
Salary = maximum charges
On €1,000 of employer cost you keep about €550 net. The remaining 45% leaves as contributions with no optimisation.
Independents · Founders · Liberal professions
You lose thousands of euros a year. Without knowing it.
The problem is not your activity, it is the structure of your pay. As an employee-director of your own company you pay full charges without activating the legal levers. N01ZET Core turns them into usable, controllable benefits.
- 100% URSSAF-compliant
- No extra cost
- Without changing your business
Estimated monthly gain+800 €i.e. +€9,600/year net · SASU president · N01ZET model
SASUPresident · general scheme access
EURLManager · employee schemes
SELSELAS / SELARL partner
20+URSSAF-compliant social benefits
Modelled results
Your profile. Your gain.
Claire, 42 · Paris — +€800/month, i.e. +€9,600/year
- PEE + PERCO: +€3,709/year.
- Family health cover paid by the company: +€1,800/year.
- Meal vouchers: +€1,100/year. Director providence: +€1,200/year.
What you lose
The real cost of your status
30
Dividends with no cover
The 30% flat tax builds no pension, unemployment or health rights. You pay without building cover.
×2
Health cover paid privately
Paid by the company it is deductible from corporate tax and exempt for you. About 50% less real cost.
67
Underfunded pension
Average replacement rate is 33%. For €6,000 of income, the pension is only €2,000.
00
Benefits never activated
Meal, CESU, remote work: URSSAF-compliant schemes, up to +€500/month net with no extra cost.
PI
Pilot programme open
Lawyers, doctors, consultants, agents: the first independents are being onboarded, each engagement is followed closely.
How it works
Five levers, an immediate result
- 01
Your company, your tool
Employee-director status opens PEE, PERCO, profit-sharing and family health cover. Not available to pure TNS status.
SASU · EURL · SEL - 02
Optimised salary
We set salary to activate full cover without overpaying charges. We aim at the PASS floor, not the ceiling.
Unemployment included - 03
Exempt zone
Meal vouchers, CESU, sport vouchers funded by your company and received tax-free, within current caps.
+€500/month net - 04
Smart cash-out
PEE, PERCO and profit-sharing to take money out with an immediate tax advantage. 0% social forfait in very small companies.
Exempt from charges - 05
Family cover
Your company funds providence and health cover: cheaper, deductible and tax-free. Collective contracts 100% deductible from corporate tax.
Tax-free
What the first clients say
“As a partner in my SELAS I optimised my pay with social benefits. +€9,600/year net, without changing a line of my practice.”
Claire, 42 ansSELAS lawyer · Paris“+€500 net without touching my daily rate. Essential.”
Nicolas, 35 ansDev consultant SASU · Toulouse“I did not know my SASU gave access to all of this.”
Marc, 45 ansEstate agent SASU · LyonTestimonials from the N01ZET pilot programme.
Act
Every month without optimisation is money lost.
30 minutes to model your exact gains. No commitment, no jargon. 100% URSSAF · social cover · no hidden cost.