42
Full social charges
Without optimisation, employer contributions represent ~42% of gross payroll. Reallocating into compliant schemes can cut that weight by 40% on the optimisable share.
SME · Mid-market · Startups
Your HR costs are exploding. Your people cannot even see it.
The problem is not your payroll, it is the structure of your benefits. N01ZET reallocates existing charges into usable benefits, valued by your teams, with no extra cost to you.
- 100% URSSAF-compliant
- ISO 27001
- ROI within 6 months
Optimisable payroll+4 500 €/moisi.e. +€54,000/year · 26–50 employee team · Modélisation N01ZET
−40 %HR costs reachable on the optimisable share
+25 %employee engagement
~127 k€modelled annual savings · 50-employee SME · Modélisation N01ZET
200-300 %first-year ROI target · Modélisation N01ZET
What you lose
The real cost of your current HR stack
9-12
Invisible turnover
Hiring, training, lost productivity: each departure costs 9 to 12 months of salary, rarely budgeted. −25% turnover is €200k to €500k a year for 50 employees.
80
Dormant benefits
Health cover, providence and benefits represent 15 to 20% of gross, but 80% of employees do not see them. They negotiate on gross without valuing the package.
5+
Scattered HR stack
HRIS, payroll, health cover, leave, benefits, training: fragmentation creates duplicates, hidden costs and an inconsistent experience.
KPI
HR ROI not measurable
Without a unified platform, it is impossible to measure the real impact of HR investment on retention and productivity.
PI
Pilot programme open
The first SME and mid-market clients are being onboarded. Each deployment is followed closely to calibrate real figures.
How it works
Five levers, a measurable impact
- 01
Audit
A 360 diagnosis of your payroll, current benefits, turnover and hidden costs. Deliverable: a numbered PDF, ready for the executive committee.
Free · 30 min · no commitment - 02
Architecture
A tailored benefits plan combining meal vouchers, mobility, sport, health cover, PEE and profit-sharing, calibrated to your demographics and budget.
100% compliant · URSSAF-validated - 03
Platform
Digital wallet, payment card, marketplace and KPIs: your people manage everything from their phone, you from an HR/Finance dashboard.
Mobile first · iOS & Android - 04
Engagement
Collective challenges, badges, rankings, micro-rewards. Employees see and activate their benefits instead of ignoring them.
+25% engagement - 05
Measurement
A blockchain audit trail for every transaction, automatic accounting exports, preformatted URSSAF reporting.
Real-time KPIs · GDPR
Client results
“We cut our optimisable payroll by 12% without touching employees’ net pay. Better: they are more engaged.”
Sophie L., 38 ansHR director, tech SME · Paris“The audit revealed €280k of savings nobody had identified.”
Étienne V.CFO, industry · Lyon“URSSAF came through. No surprises. Everything was traceable.”
Jean-Pierre M.CEO, retail · MarseilleTestimonials from the N01ZET pilot programme.
Before the audit
Do we have to touch employees’ net pay?
No. Reallocation is about the structure of benefits, not net pay. That is the starting point of the plan.
What does the audit commit us to?
Nothing. 30 minutes, free: we map existing costs, identify the levers and quantify the potential. You leave with a numbered PDF.
What about an URSSAF inspection?
Every scheme is documented and compliant by default, with a blockchain audit trail and preformatted URSSAF reporting.
How long before ROI?
The target is ROI within 6 months, with 200 to 300% in the first year according to the modelling of the five levers. Modélisation N01ZET.
Act
Every month without optimisation is ~€127k lost on average.
30 minutes to audit your hidden HR costs. No commitment, no jargon, no fee. 100% URSSAF · ROI within 6 months · free audit. Figure: Modélisation N01ZET.